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Mortgage Rates Dip Briefly Below 4 Percent

Mortgage rates for 30-year fixed mortgages fell this week, with the current rate borrowers were quoted on Zillow Mortgage Marketplace at 4.05 percent, down from 4.10 percent at this same time last week.

The 30-year fixed mortgage rate declined early last week to 4.03 percent, where rates hovered for the majority of the week before rising slightly to the current rate on Monday.

“Rates dropped last week, and briefly dipped below 4 percent for the first time since October, as expectations rose that the European Central Bank will ease monetary policy to stimulate growth,” said Erin Lantz, vice president of mortgages at Zillow. “With little domestic news scheduled for release this week, market observers will look abroad for news that could push rates back into the 3 percent range.”

Additionally, the 15-year fixed mortgage rate this morning was 3.06 percent, and for 5/1 ARMs, the rate was 2.77 percent.

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